Buy quality self employed health insurance coverage that’s right for your stage of business growth, with an eye to the future.
Right now, you’re the only employee of your company and you need the peace of mind provided by a quality insurance plan. Before you ask for a self employed health insurance quote, though, look at these three business growth scenarios. Then decide what kind of self employed health insurance coverage and benefits you need before you buy health insurance online.
1) I expect to remain the sole employee of my business. Solution: simply ask for a self employed health insurance online quote.
Shop around and ask for a health insurance online quote from reputable insurance agencies that provide quality customer service. Then buy health insurance online from the agency that meets your needs and your budget.
Also read up on and / or consult an accountant to discover how you can deduct the cost of your self employed health insurance coverage. You’ll want to take advantage of every deduction possible without make a costly error in what’s allowable.
2) I expect to hire employees within the next year. Solution: ask about temporary self employed health insurance coverage and also ask for a group health insurance quote.
Let’s say that you’ve gotten a self employed health insurance quote that pleases you. There’s just one more step to take before you buy health insurance online. Ask the insurance agent to discuss how you will transition from self employed health insurance coverage to group health insurance once you hire your employees.
If the insurance agent is too busy to talk about this, then look elsewhere for a health insurance online quote. Also, monitor the dates on your temporary health insurance policy carefully because you don’t want a lapse between the end of your temporary health insurance and the beginning of your group policy.
3) I am ready to hire anywhere from two to fifty people. Solution: ask which group health insurance plan provides you the benefits that you — and your employees — will need.
Congratulations! Your business must be thriving and growing. Discuss this anticipated growth with insurance agents. Compare and contrast the health insurance online quote that they give you for group insurance policies and choose the one that will treat your best assets — your new employees — right.
You can then use your group health insurance benefits as a recruiting tool to hire and retain top quality staff that will keep your business moving in the right direction. When you buy health insurance online you are in fact investing in your company and its assets.
Time for a self employed health insurance quote or for group health insurance? Either way, choose the insurance agent that provides quality coverage and service, no matter what stage of growth you’re in.
Take a good hard look at where your business is headed. Decide whether you need self employed health insurance coverage or group health insurance. Then get your self employed health insurance quote and buy health insurance online that will keep you — and your employees (current or future) — safe, secure and covered.